Do you offer home & auto bundle discounts?

Yes—bundling home and auto can reduce premiums versus separate policies. Actual savings depend on carrier underwriting and your profile.

Which states do you serve?

Missouri and Illinois primarily; some products also available in Florida.

What does general liability cover?

Third-party bodily injury, property damage, and advertising injury. Optional umbrella coverage increases limits.

Do you handle group health plans?

Yes—small to mid-sized group plans plus individual & family options. We’ll compare carriers and plan types.

Can I get motorcycle, RV, and boat coverage?

Yes—policies for motorcycles, RVs, boats & PWCs with options like comp/collision, accessories, and on-water assistance.

Liability Insurance Archives

23Dec

Flawless Coverage for Flawed Moments: Protecting Your Professional Path

Running a small business is no easy task, and even the most diligent professionals can make mistakes. Unfortunately, these errors can sometimes lead to costly lawsuits. For instance, if a client claims that your advice…

09Oct

Life Doesn’t Come With a Warning Light: Protecting Yourself With Liability Insurance

As fate can deal anyone a challenging hand, we all may wish from time to time that life came with a warning light! It could be a broken-down car, an extra bill for school activities,…

12Aug

Dollars, Defense, and a Dash of Serenity: A Guide to Professional Liability Insurance

What is Professional Liability Insurance? When you provide an estimate or quote, you are setting the stage for the desired events that will net you a profit! Professional Liability Insurance (PLI) acts as a safety…

06Mar

Protecting Your Two-Wheeled Pastime: Tips on Motorcycle Insurance for 2023

A wife that was recollecting her husband’s passion for motorcycles in a major news article this week was reflecting on how she understood his love for them, but encountered constant worry! Even though he had…

12Oct

Savvy Entrepreneurs’ Strategies for Liability Protection: Small Business Insurance Tips for 2022

As you are faced with the task of making the important decisions for protecting your small business, it could seem appealing to alleviate larger costs by not purchasing full coverage. If you choose to run…

29Aug

Why You Need Commercial Liability Insurance

Safeguarding Your Lifelong Endeavor: Things to Know About Commercial Liability Insurance

In the busy world of commerce, unforeseen accidents and incidents can occur that put you at immediate risk. At the Alexander Insurance Agency of St. Charles, we have come to learn that no matter how…