Blog Archives

21Apr

Uncovered and Underwater: Why Business Insurance Is Non-Negotiable

When you’re building or running a business, insurance might not always feel like a top priority - especially if you think your risks are minimal. But here’s the reality: whether you’re a freelancer, contractor, shop…

14Apr

Wind, Rain, Ruin: The Truth About Tornado Coverage in Your Home Policy

As an insurance agency that has helped homeowners through everything from minor mishaps to full-blown disasters, we can tell you—when it comes to tornadoes, preparation is everything. And that starts with understanding what your home…

26Mar

Keep Your Roof Tight and Your Budget Light: 4 Insurance-Saving Tips for 2025

If you've recently peeked at your home insurance bill and done a double-take, you’re not alone. Across the country, premiums are climbing faster than ever. According to industry reports, rates rose by an average of…

18Mar

When Crime Strikes, Will Your Insurance Pay? Avoid Financial Loss With the Right Coverage

At the Alexander Agency of St Charles, we know that theft can be a major setback for any business. That’s why having the right coverage in place is essential. With commercial property insurance, you can…

11Mar

Protect your business with General Liability Insurance.

Falls, Fumbles & Financial Fiascos—Why You Need Coverage Today

As a business owner, you invest time, money, and effort into building something successful. However, unexpected incidents can put all of that at risk. What if a customer slips on a wet floor in your…

10Mar

Factors that increase your car insurance Costs

Behind the Wheel, Behind the Bill: What’s Fueling Your Insurance Price Tag?

When it comes to car insurance, the safer and lower-risk you appear to insurers, the better your chances of scoring affordable rates. While some factors have a huge impact—like your driving history or the car…

17Feb

10 ways to save on small business insurance in 2025

Claims, Costs, and Chaos—How to Keep Your Premiums in Check!

Running a small business comes with enough challenges—skyrocketing insurance costs shouldn’t be one of them. According to J.D. Power, 36% of small business owners saw their insurance premiums rise in the past year, up from…

11Feb

Six Ways to Lower Your Car Insurance in 2025

Slash Your Car Insurance Bill with These 6 Tips

Car insurance premiums continue to climb, with rates rising by an average of 12.7% nationwide between November 2023 and 2024, according to the Bureau of Labor Statistics’ Consumer Price Index. This increase is driven by…

27Jan

Keys, Coffee, and Coverage: The Recipe for Modern Homeowner Success

Do You Need Homeowners’ Insurance? Here's What You Should Know When purchasing a new home or reviewing your current insurance policy, you might wonder whether homeowners’ insurance is truly necessary. The cost can feel significant…

20Jan

When Rates Rise: What’s Fueling Your Insurance Premium Hike

Picture this: You’ve finally opened the business you’ve always dreamed of. Things are going great—until one morning, you arrive to find shattered windows and damaged inventory from an act of vandalism. It’s a nightmare scenario,…

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