Do you offer home & auto bundle discounts?

Yes—bundling home and auto can reduce premiums versus separate policies. Actual savings depend on carrier underwriting and your profile.

Which states do you serve?

Missouri and Illinois primarily; some products also available in Florida.

What does general liability cover?

Third-party bodily injury, property damage, and advertising injury. Optional umbrella coverage increases limits.

Do you handle group health plans?

Yes—small to mid-sized group plans plus individual & family options. We’ll compare carriers and plan types.

Can I get motorcycle, RV, and boat coverage?

Yes—policies for motorcycles, RVs, boats & PWCs with options like comp/collision, accessories, and on-water assistance.

Business Insurance Archives

22Jan

Safety Served Hot: Liability Insurance Tactics for Restaurant Success

The restaurant operator’s weekly grind leaves them many quite stressful elements to focus on! This type of business can demand a nearly obsessive existence of closely examining profit margins, budgets, and the general peril sometimes…

12Jan

Safety Nets + Data-Driven Defenses: Small Business Insurance Insights for 2024

The New Year always provides an excellent opportunity to look at what the landscape will look like forging ahead while strategizing for sustainability. The Small Business Administration’s definition of a small business is “an independent…

27Dec

Get The Right Coverage For Your Business Margins

Insure to Ensure: A Guide to the Top 3 Safeguards Every Small Business Needs

Those brave enough to start a small business are very resilient, and have spent a great deal of time planning their steps to thrive in a competitive world. For owners of small businesses, the margins…

07Aug

Financial Armor for Foodpreneurs: Essential Insurance for Your Thriving Restaurant

Anyone who is in the process of opening a restaurant is already going through so many important things to do on their checklist that choosing insurance can seem like a daunting task. There are many…

31Jul

Sweep Away Worries: The Benefits of Insurance for Cleaning Entrepreneurs

Cleaning businesses are a very lucrative and in-demand means of excellent self-employment. Just like so many other ventures one would embark on, you will find that insurance is there to protect you against many different…

19Jun

Find out how to make sure your electrical business is insured properly.

“The Safe-Keeping for Breakers + Fuses”: What to Know About Electrician Business Insurance

Being in business as an electrician poses some unique risks, and making sure that you are properly covered with insurance is required by law. The types of coverage an electrician needs vary for each unique…

01Feb

What to Consider in Business Insurance for 2023

As soon as your products are ready, the doors are open, and you’re fired up ready to go, there are still a few more bases you may want to cover. Several types of insurance are…

23Jan

Navigating Through Uncertain Events With Business Income Insurance

When you have committed to running your own business, you're responsible for your own financial health in many more ways than an employee. If your business does have employees, you as the owner will likely…

28Nov

Accident Avoidance to Optimize Productivity for Every Season: Tips for Worker Safety in 2022

Many business owners that sit down with us here at the Alexander Insurance Agency of St Charles want to make sure that they are doing everything they can to maximize productivity during both prosperous and…

12Oct

Savvy Entrepreneurs’ Strategies for Liability Protection: Small Business Insurance Tips for 2022

As you are faced with the task of making the important decisions for protecting your small business, it could seem appealing to alleviate larger costs by not purchasing full coverage. If you choose to run…

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