Do you offer home & auto bundle discounts?

Yes—bundling home and auto can reduce premiums versus separate policies. Actual savings depend on carrier underwriting and your profile.

Which states do you serve?

Missouri and Illinois primarily; some products also available in Florida.

What does general liability cover?

Third-party bodily injury, property damage, and advertising injury. Optional umbrella coverage increases limits.

Do you handle group health plans?

Yes—small to mid-sized group plans plus individual & family options. We’ll compare carriers and plan types.

Can I get motorcycle, RV, and boat coverage?

Yes—policies for motorcycles, RVs, boats & PWCs with options like comp/collision, accessories, and on-water assistance.

Alexander Insurance Agency St. Charles Archives

04Jan

Nailing Down Security: The Carpenter’s Blueprint for Comprehensive Insurance

Even Indiana Jones was once a carpenter! Well, this may not be entirely true: it was actually the actor Harrison Ford, who claimed this profession before he was discovered for the “Star Wars” franchise. The…

27Dec

Get The Right Coverage For Your Business Margins

Insure to Ensure: A Guide to the Top 3 Safeguards Every Small Business Needs

Those brave enough to start a small business are very resilient, and have spent a great deal of time planning their steps to thrive in a competitive world. For owners of small businesses, the margins…

11Dec

Ice Scrapers, Snow, and Surprises: Proactive Tips for Winter Home Insurance Preparedness

When the temperatures tumble here in Missouri, there are numerous dangerous scenarios that can wreak sudden havoc on your home! The warmth and consistent shelter that a home provides feels extra special during the holidays…

16Oct

What Goes Into Creating Your Quote? Factors that Affect Car Insurance Rates

Car insurance is a crucial form of service that has never offered a “flat-rate” type of approach! Many factors affect what car insurance rates you'll pay, including your very personal information and specific details about…

02Oct

Satisfy Guests and Shield Your Investment: The Host’s Short-Term Rental Insurance Playbook

Owning a short-term rental comes with the potential for an excellent income opportunity, but also has its own share of risks. Ensuring that your guests are safe is your top priority, and obtaining short term…

11Sep

Scaling the Grid+ Adequate Coverage During Your Gig: What Uber and Lyft Drivers Need to Know

If you have recently started a work gig driving for a company such as Lyft or Uber, capable rideshare insurance will provide you much-needed coverage if anything happens suddenly while on the job. The entity…

05Sep

Protection From Prying Eyes: The Role of Crime Insurance in Risk Management

As soon as you begin your dream endeavor, it’s guaranteed that you’ll feel certain you made the right choice! Even during quite uncertain times, the friends and family who will support you, the idea that…

28Aug

Surviving the Twists of Fate: Insurance Essentials for Tornado-Prone Areas

If you are a homeowner, you are likely already familiar with the many ways that home insurance protects your structure. We promise you that it’s all worth it, as you will spend many memorable and…

22Aug

Velocity Vs. Viability: The Hidden Impact of Speeding Tickets on Missouri Insurance Premiums

As the trooper walks away and the dust settles, reality sinks in. You’ve just gotten a speeding ticket due to your haste, and are now wondering what the consequences are. In our state of Missouri,…

14Aug

From Burst Pipes to Bottom Lines: Securing Your Plumbing Business with Insurance

The much-needed task of unclogging plumbing lines in homes here in Missouri is a profession that is not best handled without adequate insurance coverage! One inconvenient miscalculation or mishap can lead to damage or accidents…

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