Do you offer home & auto bundle discounts?

Yes—bundling home and auto can reduce premiums versus separate policies. Actual savings depend on carrier underwriting and your profile.

Which states do you serve?

Missouri and Illinois primarily; some products also available in Florida.

What does general liability cover?

Third-party bodily injury, property damage, and advertising injury. Optional umbrella coverage increases limits.

Do you handle group health plans?

Yes—small to mid-sized group plans plus individual & family options. We’ll compare carriers and plan types.

Can I get motorcycle, RV, and boat coverage?

Yes—policies for motorcycles, RVs, boats & PWCs with options like comp/collision, accessories, and on-water assistance.

Small Business Insurance Archives

24Nov

Limit Up! Smart Coverage Choices That Keep Costs in Check

General liability insurance plays a central role in helping businesses stay protected from the unexpected. It provides coverage for many of the most common risks companies face each day, including third-party injuries, accidental damage to…

17Nov

Risk, Regulation and Rapid Growth: Is Your 2026 Coverage Strong Enough?

As the year winds down, small businesses across Missouri shift into high gear. Retailers brace for the holiday rush, contractors push to finish end-of-year projects and service providers juggle packed schedules. With so much happening…

13Oct

Sticker Shock Therapy: Helping Small Businesses Survive Soaring Insurance Costs

Small business owners in Missouri, and across the country, are facing insurance premiums that seem to climb relentlessly. In 2025, coverage costs are no longer a minor expense tucked into the budget. They’re a line…

22Sep

“Please Hold The Rainclouds!”: Don’t Let One Claim Wash Away Your Hard Work

Running a business efficiently means dealing with challenges that shift as quickly as the weather. Some days bring sunshine and growth, while others may bring unexpected storms in the form of lawsuits or liability claims.…

26Aug

Flip, Spark, Shine: Coverage That Brings Your Business Back Online

When you work hard to build a business, the last thing you expect is for an unexpected disaster to pull the rug out from under you. But according to the 2024 Allianz Risk Barometer, nearly…

12Aug

Storms, Slips, and Surprises: Is Your Business Really Covered?

Running a business, whether it’s a growing shop in St. Louis or a one-person service in rural Missouri, means preparing for the unexpected. A customer could slip and fall, a vendor might file a legal…

21Jul

Side Hustle to Empire? Don’t Skip the Coverage That Grows With You

No matter the size or industry, every business in Missouri faces risk. Whether you run a small boutique in St. Louis or a thriving construction firm in Kansas City, unexpected events—from lawsuits and property damage…

10Jun

Rain or Lawsuit, Stay Covered: The Power of Umbrella Insurance

Running a business is exciting—and full of responsibility. You call the shots, make big decisions, and shape your future. But one unexpected lawsuit or serious accident could quickly turn your dream into a financial nightmare.…

19May

Don’t Let One Slip Sink the Well-Vetted Ship—Carefully Insure Before You Soar

Building and growing a business means facing a variety of risks along the way. As a successful insurance agency, we've seen firsthand how choosing the right coverage can make all the difference. The best business…

07Apr

Wave Goodbye to Worry: Stay Afloat with Smart Small Business Insurance

Starting a business is an exciting journey, but it also comes with challenges and risks. As a business owner, it’s essential to have a plan in place to safeguard your investment and minimize potential setbacks.…

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