Do you offer home & auto bundle discounts?

Yes—bundling home and auto can reduce premiums versus separate policies. Actual savings depend on carrier underwriting and your profile.

Which states do you serve?

Missouri and Illinois primarily; some products also available in Florida.

What does general liability cover?

Third-party bodily injury, property damage, and advertising injury. Optional umbrella coverage increases limits.

Do you handle group health plans?

Yes—small to mid-sized group plans plus individual & family options. We’ll compare carriers and plan types.

Can I get motorcycle, RV, and boat coverage?

Yes—policies for motorcycles, RVs, boats & PWCs with options like comp/collision, accessories, and on-water assistance.

Homeowner's Insurance Archives

06Nov

Roof, Proof, and Payout: 6 Signs You’re Paying Too Much for Home Insurance

Home insurance is one of the most important protections a homeowner can have, but keeping it affordable can be a challenge in today’s economy. Across Missouri and the nation, many families have noticed steady increases…

08Oct

Turn “Policy” Into “Profit” — How to Get More Coverage for Less Hard-Earned Cash

Homeowners across Missouri understand how important the right insurance coverage is when it comes to peace of mind. From spring storms and hail to unexpected water or wind damage, a good homeowners policy protects more…

15Sep

Shingle and Ready to Mingle: Smooth Moves for a Stress-Free Home Insurance Review

As a bustling insurance agency, one of the most common questions we hear from homeowners is: “Will my home need an inspection before my insurance policy is finalized?” The answer is often yes, especially if…

18Aug

File Fast, Stress Less: 8 Essential Home Insurance Claim Tips

We know filing a homeowners’ insurance claim can feel overwhelming here at the Alexander Insurance Agency of St. Charles, but it doesn’t have to be. The more prepared you are, the smoother the process becomes,…

18Jul

From Shelter to Sticker Shock: What’s Driving Up Home Insurance Costs?

At the Alexander Insurance Agency, we understand that owning a home is already one of the biggest financial commitments you’ll make. And now, more than ever, homeowners are feeling added pressure as insurance premiums continue…

06Jun

If Your Home Insurance Jumped This Year, You’re Not Alone—Here’s What’s Happening

If you’ve recently opened your renewal notice and thought, “Why is my homeowners insurance more expensive this year?” — you’re not alone. Across Missouri and beyond, homeowners are seeing their insurance rates climb. And while…

14Apr

Wind, Rain, Ruin: The Truth About Tornado Coverage in Your Home Policy

As an insurance agency that has helped homeowners through everything from minor mishaps to full-blown disasters, we can tell you—when it comes to tornadoes, preparation is everything. And that starts with understanding what your home…

26Mar

Keep Your Roof Tight and Your Budget Light: 4 Insurance-Saving Tips for 2025

If you've recently peeked at your home insurance bill and done a double-take, you’re not alone. Across the country, premiums are climbing faster than ever. According to industry reports, rates rose by an average of…

24Feb

5 ways home insurance is changing this year

Insure and Uncertain: Why Home Coverage Is Getting Trickier (and Pricier)

Homeowners, the cost of protecting your biggest investment is climbing once again. Home insurance rates, already expensive, continue to rise. And it’s not just about premiums—many insurers are also increasing deductibles and tightening their underwriting…

27Jan

Keys, Coffee, and Coverage: The Recipe for Modern Homeowner Success

Do You Need Homeowners’ Insurance? Here's What You Should Know When purchasing a new home or reviewing your current insurance policy, you might wonder whether homeowners’ insurance is truly necessary. The cost can feel significant…

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