Do you offer home & auto bundle discounts?

Yes—bundling home and auto can reduce premiums versus separate policies. Actual savings depend on carrier underwriting and your profile.

Which states do you serve?

Missouri and Illinois primarily; some products also available in Florida.

What does general liability cover?

Third-party bodily injury, property damage, and advertising injury. Optional umbrella coverage increases limits.

Do you handle group health plans?

Yes—small to mid-sized group plans plus individual & family options. We’ll compare carriers and plan types.

Can I get motorcycle, RV, and boat coverage?

Yes—policies for motorcycles, RVs, boats & PWCs with options like comp/collision, accessories, and on-water assistance.

AlexIns Archives

18Mar

Time Crunch: The Reality of Project Delays and Current-Market Insurance Extension Challenges

When any intense construction project is thoroughly underway, it’s always an excellent feeling to know that you are not over budget, things are running smoothly, and you'll be finished on time. There have been many…

11Mar

Home Sweet Know-How: Home Insurance Insider Insights That Turn Insurance Into Assurance!

After dealing with interest rates, inspections, and appraisals, the moments that lead up to closing can be incredibly exciting for any new homeowner! Just as it is with elements such as a new car purchase,…

06Mar

Tailored for Two Wheels: A Comprehensive Guide to Motorcycle Insurance in 2024

Spring has arrived prematurely here at the Alexander Insurance Agency of St. Charles, as rising temperatures have given two-wheeled warriors more opportunities to get out and enjoy the road. Motorcycle insurance covers you and your…

26Feb

Your Safety, Your Style: An Independent Contractor’s Liability Insurance Guide for 2024

Meaningful work via independent contracting has many excellent advantages, with one of them having yourself as your boss! It also can come with a few heavy legal risks. If you happen to be sued, liability…

19Feb

Don't Be Tempted to Go Without Insurance - Keep Your Small business Safe from Risk

Insure-ty or Insecurity? The Choice Small Businesses Can’t Afford to Forego

Business owners of today are constantly bombarded with decisions to make and tasks to complete in order to keep their business competitive (and afloat!). With an already endless to-do list, it can be easy to…

12Feb

Ready for a Roof Replacement? Be Prepared Every Shingle Time

Weatherproofing Your Policy: Crucial Home Insurance Considerations for Roof Replacement

The roof above you is (obviously) a homeowner’s biggest security in many ways: it provides shelter, safety, and longevity for your life’s most important investment. Your roof’s age is a very important factor to consider,…

02Feb

The Road to Recovery: Navigating the Aftermath of a Hit-and-Run

Hit, Run, Recover: A 3-Step Plan for Missouri Residents Facing the Unexpected

When you’re in an auto accident, the last thing you may expect is for the driver to flee the scene. Unfortunately, it happens all the time, which is why it’s so incredibly important to give…

04Jan

Nailing Down Security: The Carpenter’s Blueprint for Comprehensive Insurance

Even Indiana Jones was once a carpenter! Well, this may not be entirely true: it was actually the actor Harrison Ford, who claimed this profession before he was discovered for the “Star Wars” franchise. The…

27Dec

How Climate Can Effect Your Car insurance

The Storm Before the Quiet: How Your Local Weather Influences Car Premiums

As weather events are becoming more and more severe across the globe, insurance companies are bearing the brunt of a rising number of claims. Our nation has experienced both drastic ends of the scale with…

13Nov

Layers of Digital Armor: Leveraging Cyber Liability Insurance for Business Marketing

The small business you worked so hard to create and maintain may be a very attractive target for cybercriminals, who are unfortunately on the rise in a major way! Your sensitive information is fair game…

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