Do you offer home & auto bundle discounts?

Yes—bundling home and auto can reduce premiums versus separate policies. Actual savings depend on carrier underwriting and your profile.

Which states do you serve?

Missouri and Illinois primarily; some products also available in Florida.

What does general liability cover?

Third-party bodily injury, property damage, and advertising injury. Optional umbrella coverage increases limits.

Do you handle group health plans?

Yes—small to mid-sized group plans plus individual & family options. We’ll compare carriers and plan types.

Can I get motorcycle, RV, and boat coverage?

Yes—policies for motorcycles, RVs, boats & PWCs with options like comp/collision, accessories, and on-water assistance.

Alexander Insurance Agency St. Charles Archives

20Oct

Scroll Less, Stress Less: Steer Your Insurance Toward Smarter Savings

Across Missouri and the nation, many drivers are seeing their car insurance premiums rise. Factors such as repair costs, parts shortages, and broader economic trends have led to higher rates nationwide. But the good news…

13Oct

Sticker Shock Therapy: Helping Small Businesses Survive Soaring Insurance Costs

Small business owners in Missouri, and across the country, are facing insurance premiums that seem to climb relentlessly. In 2025, coverage costs are no longer a minor expense tucked into the budget. They’re a line…

08Oct

Turn “Policy” Into “Profit” — How to Get More Coverage for Less Hard-Earned Cash

Homeowners across Missouri understand how important the right insurance coverage is when it comes to peace of mind. From spring storms and hail to unexpected water or wind damage, a good homeowners policy protects more…

29Sep

Coverage Shortcuts Could Cost You: Why Minimum Insurance Isn’t Enough

Every driver in Missouri knows that car insurance isn’t optional; it’s the law. What many don’t realize, however, is that carrying only the state’s minimum coverage can leave major financial gaps. Missouri requires drivers to…

22Sep

“Please Hold The Rainclouds!”: Don’t Let One Claim Wash Away Your Hard Work

Running a business efficiently means dealing with challenges that shift as quickly as the weather. Some days bring sunshine and growth, while others may bring unexpected storms in the form of lawsuits or liability claims.…

15Sep

Shingle and Ready to Mingle: Smooth Moves for a Stress-Free Home Insurance Review

As a bustling insurance agency, one of the most common questions we hear from homeowners is: “Will my home need an inspection before my insurance policy is finalized?” The answer is often yes, especially if…

12Sep

Haul or Nothing: The Top Commercial Auto Insurance Picks of 2025

Commercial auto insurance is more than just a box to check; it’s a critical safeguard for Missouri businesses that rely on vehicles every day. Whether you run a small contracting company in St. Louis, operate…

05Sep

Adulting Hack: Why PIP Is the Safety Net You Didn’t Know You Needed

Life doesn’t exactly come with an instruction manual. From juggling careers to side hustles, navigating rent hikes, and still trying to squeeze in some travel, millennials (and others!) know that flexibility and resilience are essential.…

26Aug

Flip, Spark, Shine: Coverage That Brings Your Business Back Online

When you work hard to build a business, the last thing you expect is for an unexpected disaster to pull the rug out from under you. But according to the 2024 Allianz Risk Barometer, nearly…

18Aug

File Fast, Stress Less: 8 Essential Home Insurance Claim Tips

We know filing a homeowners’ insurance claim can feel overwhelming here at the Alexander Insurance Agency of St. Charles, but it doesn’t have to be. The more prepared you are, the smoother the process becomes,…

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