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Alexander Insurance Agency | St. Charles Insurance Brokerage
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821 Madison St St. Charles, MO
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19Jan

Tariffs, Tempests, and Timber: Inside the 2026 Home Insurance Outlook

Home insurance has entered a period of rapid change. Over the past several years, premiums have climbed at a pace few homeowners expected, and current indicators suggest that upward pressure will continue into 2026. While…
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12Jan
Insurance

From Burn Rate to Saving Great: Smarter Ways to Spend Less on Cars in 2026

Reducing car insurance costs starts with knowing exactly what you are paying for and what coverage you actually need. Many drivers glance only at the total premium on their renewal notice, missing dozens of small…
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09Jan
Interruption

Chaos Happens. Comebacks Are Covered. Buying Yourself Valuable Time to Recover

Business interruption insurance plays a critical role in protecting small businesses when operations are unexpectedly brought to a halt. When a fire, burst pipe, storm, or other covered property loss forces a temporary closure, this…
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29Dec
Premiums

Welcome Home, Sorry About the Skyrocket! Simple Moves to Reduce Your Home Insurance Premium

Homeowners across the country are noticing a common trend when renewal notices arrive. Insurance premiums are increasing, sometimes significantly, even for customers who have never filed a claim. This shift is not isolated to one…
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22Dec
Cyber

Cyber Risk Is Now a Boardroom Issue. Here’s Why Insurance Is Part of the Plan

The alert hits before the coffee finishes brewing. A trusted vendor has been compromised. Systems slow to a crawl. Customer emails pile up. Then comes the message no business ever wants to see. Someone is…
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15Dec
Factors

Signals, Sensors, and Surcharges: How Auto Insurance Is Rewriting the Rules in 2025

For today’s drivers, auto insurance can feel increasingly complex. Coverage decisions are influenced by economic conditions, evolving technology, and personal life changes, all of which can affect how policies are structured. Understanding how the market…
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08Dec

Stay Fueled, Not Fooled: What Commercial Auto Insurance Really Means for Your Business Fleet

Businesses of every size depend on vehicles to stay productive. Service vans, delivery trucks, sales vehicles, and employee-owned cars used for work all keep operations in motion. With that mobility comes meaningful exposure. A single…
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24Nov

Limit Up! Smart Coverage Choices That Keep Costs in Check

General liability insurance plays a central role in helping businesses stay protected from the unexpected. It provides coverage for many of the most common risks companies face each day, including third-party injuries, accidental damage to…
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17Nov
Coverage

Risk, Regulation and Rapid Growth: Is Your 2026 Coverage Strong Enough?

As the year winds down, small businesses across Missouri shift into high gear. Retailers brace for the holiday rush, contractors push to finish end-of-year projects and service providers juggle packed schedules. With so much happening…
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10Nov
Car

From “I Should Switch” to “I’m So Glad I Did” — Here’s How to Save on Car Insurance

Car insurance rates have continued to climb across much of the country, and Missouri drivers have felt it, too. Many households are paying noticeably more for coverage than they did just a year ago, even…
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Recent Posts

  • Tariffs, Tempests, and Timber: Inside the 2026 Home Insurance Outlook January 19, 2026
  • Insurance From Burn Rate to Saving Great: Smarter Ways to Spend Less on Cars in 2026 January 12, 2026
  • Interruption Chaos Happens. Comebacks Are Covered. Buying Yourself Valuable Time to Recover January 9, 2026
  • Premiums Welcome Home, Sorry About the Skyrocket! Simple Moves to Reduce Your Home Insurance Premium December 29, 2025

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Recent Posts

  • Tariffs, Tempests, and Timber: Inside the 2026 Home Insurance Outlook
  • From Burn Rate to Saving Great: Smarter Ways to Spend Less on Cars in 2026
  • Chaos Happens. Comebacks Are Covered. Buying Yourself Valuable Time to Recover
  • Welcome Home, Sorry About the Skyrocket! Simple Moves to Reduce Your Home Insurance Premium
  • Cyber Risk Is Now a Boardroom Issue. Here’s Why Insurance Is Part of the Plan

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    821 Madison St.

    St. Charles, MO 63301

    Speak To An Agent (636)949-9525
    After 5PM & Weekends (314)650-5703

    Latest News

    • Tariffs, Tempests, and Timber: Inside the 2026 Home Insurance Outlook January 19, 2026
    • Insurance From Burn Rate to Saving Great: Smarter Ways to Spend Less on Cars in 2026 January 12, 2026
    • Interruption Chaos Happens. Comebacks Are Covered. Buying Yourself Valuable Time to Recover January 9, 2026

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