Alexander Insurance Agency St. Charles Archives

23Jun

Driven, Not Drained: How to Insure Your Fleet Without Breaking the Bank

Whether your business relies on one delivery van or manages a fleet of vehicles across the Show-Me State, one thing’s for sure—commercial auto insurance isn’t optional. But in today’s market, it can definitely feel expensive.…

16Jun

State of the Rates: Where Car Insurance Is Blowing Up (and Where You’ll Save Big)

Here at Alexander Insurance Agency of St Charles, we’ve noticed car insurance is costing more and more. Nationally, full-coverage plans averaged $2,692 a year and minimum coverage ran about $808 in May 2025. However, those figures…

10Jun

Rain or Lawsuit, Stay Covered: The Power of Umbrella Insurance

Running a business is exciting—and full of responsibility. You call the shots, make big decisions, and shape your future. But one unexpected lawsuit or serious accident could quickly turn your dream into a financial nightmare.…

06Jun

If Your Home Insurance Jumped This Year, You’re Not Alone—Here’s What’s Happening

If you’ve recently opened your renewal notice and thought, “Why is my homeowners insurance more expensive this year?” — you’re not alone. Across Missouri and beyond, homeowners are seeing their insurance rates climb. And while…

14Apr

Wind, Rain, Ruin: The Truth About Tornado Coverage in Your Home Policy

As an insurance agency that has helped homeowners through everything from minor mishaps to full-blown disasters, we can tell you—when it comes to tornadoes, preparation is everything. And that starts with understanding what your home…

07Apr

Coverage Counts—Because Not Everyone Plays by the Rules! Insure For the Unexpected

Did you know that despite legal requirements in nearly every state, millions of drivers are still uninsured? If you’re in an accident with one of them, it could leave you facing major financial headaches. That’s…

26Mar

Keep Your Roof Tight and Your Budget Light: 4 Insurance-Saving Tips for 2025

If you've recently peeked at your home insurance bill and done a double-take, you’re not alone. Across the country, premiums are climbing faster than ever. According to industry reports, rates rose by an average of…

18Mar

When Crime Strikes, Will Your Insurance Pay? Avoid Financial Loss With the Right Coverage

At the Alexander Agency of St Charles, we know that theft can be a major setback for any business. That’s why having the right coverage in place is essential. With commercial property insurance, you can…

11Mar

Protect your business with General Liability Insurance.

Falls, Fumbles & Financial Fiascos—Why You Need Coverage Today

As a business owner, you invest time, money, and effort into building something successful. However, unexpected incidents can put all of that at risk. What if a customer slips on a wet floor in your…

24Feb

5 ways home insurance is changing this year

Insure and Uncertain: Why Home Coverage Is Getting Trickier (and Pricier)

Homeowners, the cost of protecting your biggest investment is climbing once again. Home insurance rates, already expensive, continue to rise. And it’s not just about premiums—many insurers are also increasing deductibles and tightening their underwriting…

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