Blog Archives

21Jul

Side Hustle to Empire? Don’t Skip the Coverage That Grows With You

No matter the size or industry, every business in Missouri faces risk. Whether you run a small boutique in St. Louis or a thriving construction firm in Kansas City, unexpected events—from lawsuits and property damage…

18Jul

From Shelter to Sticker Shock: What’s Driving Up Home Insurance Costs?

At the Alexander Insurance Agency, we understand that owning a home is already one of the biggest financial commitments you’ll make. And now, more than ever, homeowners are feeling added pressure as insurance premiums continue…

18Jul

Clause and Effect: The Future of Professional Liability in Focus

In today's litigious and risk-focused environment, professional liability protection has evolved from an optional safeguard into a necessity. From healthcare professionals and financial advisors to IT consultants and creative agencies, nearly every industry faces mounting…

23Jun

Driven, Not Drained: How to Insure Your Fleet Without Breaking the Bank

Whether your business relies on one delivery van or manages a fleet of vehicles across the Show-Me State, one thing’s for sure—commercial auto insurance isn’t optional. But in today’s market, it can definitely feel expensive.…

16Jun

State of the Rates: Where Car Insurance Is Blowing Up (and Where You’ll Save Big)

Here at Alexander Insurance Agency of St Charles, we’ve noticed car insurance is costing more and more. Nationally, full-coverage plans averaged $2,692 a year and minimum coverage ran about $808 in May 2025. However, those figures…

10Jun

Rain or Lawsuit, Stay Covered: The Power of Umbrella Insurance

Running a business is exciting—and full of responsibility. You call the shots, make big decisions, and shape your future. But one unexpected lawsuit or serious accident could quickly turn your dream into a financial nightmare.…

19May

Don’t Let One Slip Sink the Well-Vetted Ship—Carefully Insure Before You Soar

Building and growing a business means facing a variety of risks along the way. As a successful insurance agency, we've seen firsthand how choosing the right coverage can make all the difference. The best business…

30Apr

Flat Tires and Fine Print? Nope. Steer into the Smart Lane for Insurance

At Alexander Insurance Agency of St. Charles, we get it — finding the right auto insurance can feel like winding through a maze. That’s why we’re here to make the journey easy. From sorting through…

21Apr

Uncovered and Underwater: Why Business Insurance Is Non-Negotiable

When you’re building or running a business, insurance might not always feel like a top priority - especially if you think your risks are minimal. But here’s the reality: whether you’re a freelancer, contractor, shop…

14Apr

Wind, Rain, Ruin: The Truth About Tornado Coverage in Your Home Policy

As an insurance agency that has helped homeowners through everything from minor mishaps to full-blown disasters, we can tell you—when it comes to tornadoes, preparation is everything. And that starts with understanding what your home…

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