We can all agree 2020 was a doozy. Make sure you start the first half of 2021 on the right foot with the right coverage for your business. Having a commercial auto policy is essential for small and large businesses. If you don’t have the right coverage, you may be responsible if an accident were to happen while an employee was driving a company vehicle or their own. Fortunately, Alexander Insurance works with the top three commercial fleet insurance providers in the Greater St. Louis and St. Charles area.
A top pick for 2021, Progressive offers a wide variety of coverage for your business and is available in all 50 states. Progressive has been around since 1937, offering small business owners coverage for an extensive array of company vehicles, including cars, trucks, commercial vans, and trailers. They offer commercial auto protection like liability, comprehensive and collision, medical payments, uninsured or underinsured coverage, everything you need to cover your business legally. One major perk to working with progressive is they allow you to make seasonal policy changes for those who may not be operating a commercial vehicle during certain times of the year. If you own a business in Missouri or Illinois, a progressive commercial auto policy may be an excellent choice for you.
Benefits of Progressive Commercial Fleet Insurance:
- Largest market share in the U.S.
- Covers a variety of vehicle types
- Many discount opportunities
- Seasonal policy changes are available.
- Offer 24/7 policy service over the phone or online
Why does our team at Alexander Insurance love Nationwide? Also, providing coverage for most of the US, Nationwide has been providing exceptional coverage for many of our business owners right here in St. Charles for years. Nationwide covers commercial vehicles, including cars, cargo vans, work vans, box trucks, pickup trucks, and utility trucks. They offer affordable policies, often with low deductibles without skimping on the value provided.
Benefits of Nationwide Commercial Fleet Insurance:
- Highly ranked for customer satisfaction.
- A variety of coverage and deductible options
- Option to submit claims online.
- Many optional features available, including gap coverage
- Coverage for borrowed or rented vehicles
- Coverage for employees who use their own vehicle
- Discounts for bundling multiple policies
Last but not least, Hartford is a top choice for commercial fleet auto insurance for businesses with five or more company vehicles. With years of exceptional customer service under there belt starting back in 1810, The Hartford auto policy comes with all of the standard coverages plus plenty of additional protection options. They also have a program to promote safety, manage incidents, and qualify for additional savings called the “FleetAHead” program for business fleets.
Benefits of The Hartford Commercial Fleet Insurance:
- Covers all 50 states
- Additional coverages free of charge
- Specialized services for fleets
- Discounts for multiple vehicles
- 24 hour claim services
- “Drive other car” coverage
Alexander Insurance would proudly recommend any of these commercial auto insurance providers. Let our agents help you determine which policy will best fit your business needs. Give us a call today at (636)949-9525!