10Jan

When it comes to a consultation at Alexander Insurance Agency, our customers’ first concern is usually about cost. We understand this, especially during these unprecedented times; last year, we have witnessed many consumers experience record inflation. Fortunately, there are several ways to secure discounts, lightening the load on the growing amount of money you have in the debit column each month. We provided a list of some of the techniques and tips that can help you in the long run.

Make Sure you Excel at Comparison:
You can call directly or receive a quote online. We recommend checking with at least 3 different companies to secure what’s appropriate for your needs. One of the most important questions to ask is how easy it is to get in touch with the company if you have any concerns or an emergency.

The Distinct Group Plan Advantage:
Many companies will offer you reasonable price reductions when you opt for a group plan. Your employer or any other associations you belong to can provide options that allows the insurance provider to come through with a more favorable rate. Some of these options are not as prevalent as they used to be, but when you do locate them, they can make quite a difference in your premium amount.

Providing Incentive for Multiple Policies:
Also known as bundling, this is one of the most effective tactics to get a discount during current times. When you find your provider and choose to acquire at least two types of insurance from them, you may be able to reach a discount as high as 25%. One of the best ways to achieve this is by combining your driving coverage with options for home policies.

Addition of Other Vehicles:
If you insure two vehicles collectively, you are frequently given a better rate than by having to do them one by one. Discounts for multiple vehicle coverage are as high as 25% with many insurers, and they are frequently pleased to offer this perk. For many families this is a very practical and simple means of obtaining a discount, as they can include all the different members of the family who drive.

The Saving Grace of Scholarly Performance:
Students who have above-average grades in the form of a 3.0 GPA or higher can see their premiums discounted by as much as 25%. Since young drivers usually encounter the challenge of paying higher rates, insurance companies frequently reward good students with a discount. While many drivers argue whether good students are better drivers, the data has proven time and time again that they exercise much more sense and caution behind the wheel.

Homing in on Homeowner Perks:
Insurance companies offer a discount even if you don’t choose to purchase homeowner’s insurance from them. The factors that are at play here are a bit like student grade discounts: homeowners have proven to be more stable and reliable over time than renters. Being a homeowner and combining this discount with multi-policy options has been proven over time to be one way to obtain the best results out there for discounts.

Leveraging the Benefits of Loyalty:
Having policies for a long period of time or carrying multiple policies will allow you to enjoy various discounts for being loyal. Make sure that you are meeting with us on an annual basis to see exactly what works best for you. A simple adjustment could mean huge savings in the long run. Our final reminder to you is that the best way to ensure you enjoy low premiums is to maintain a clean driving record and a good credit score to boot. At Alexander Insurance, we are here to help you with any questions or challenges. Our goal is to provide you coverage to keep you safe on the road, all while offering up the most reasonable and reliable options for your commute!

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