At Alexander Insurance Agency, we understand that a business’ daily operations are dependent on the hard work, dedication, and expertise of its employees. While risk is an inherent part of any business, should an employee be injured while on the job, the employer could be held liable for costly expenses. With a workers compensation policy from Alexander Insurance, business owners have the peace of mind that they are properly covered should an accident happen at the workplace.
We routinely help protect businesses in St. Charles, St. Peters, O’Fallon, Chesterfield, and the surrounding areas.
From slips and falls to car accidents, injuries can happen at any workplace. In Missouri, state law mandates that contractors with employees hold workers compensation insurance to cover medical payments and lost wages. The right policy will protect both employers and employees in the event of an accident. We are also able to protect Missouri businesses that hire employees who live or work out of state.
When matching a business with coverage, we believe in taking a consultative approach. In addition to reviewing exposures and coverage gaps, we will also ensure that the business complies with laws and regulations. After determining the needs and risks of a client, we then turn to carriers such as Employers, Guard, and Hartford for the best policy and price.
Our team of agents, led by agency principal Matt Alexander, are both knowledgeable and devoted to providing businesses with personalized attention. Once we have a policy in place, we will conduct annual reviews, as even a staffing change could affect a business’ coverage.